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Behavioural Risk

Posted By IRMSAInsight, 05 October 2015
IRMSA Breakfast
5 October 2015 


Behavioural Risk


The behaviour of South Africans when it comes to abiding to law and resolving issues of concern, is often a subject of intense debate.


Many point to South Africa’s past, which was filled with a culture of protest, mistrust and uprising - often characterised by violence and intimidation. Others go as far as stating that even the behaviour on the roads demonstrate that citizens often see abiding to the law as an option not an obligation.


Can issues be resolved without violence, intimidation or militancy?

Recently, the Department of Basic Education has been in loggerheads with the South African Democratic Teachers’ Union (SADTU) about learners writing the Annual National Assessments (ANA) tests. Again, the discussions involved military and protest talk leaving the general public wondering whether or not the interest of the learners would remain the main focus for all the stakeholders.


Is abiding to the law an option?

A slightly less pronounced behavioural risk, whose impact is still highly damaging, can be seen on our roads. With an estimated daily fatality rate of over 30 people a day and indications that up to 50% of people who die on the roads are under the influence – driver behaviour is certainly a risk at the heart of this problem. Road death’s impact to the economy is said to be between 1-2% of GDP, from unnecessary loss of skills and wasted medical as well as damage costs.


Questions to ponder

  • Is abiding to the law an option?

  • What are some of the behavioural risks that our society faces?

  • How do you manage impact of behavioural risk to your company?








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